Investment Planning
We sit with you to map where your money is today, where it needs to be, and the simplest, calmest route between the two.
Independent Financial Advisory · Gurgaon
Your money deserves a thoughtful strategy.
24+ years helping professionals, families and business owners make informed financial decisions.
Grow N Rise offers personalised investment planning, protection planning and wealth management — shaped around your goals, your timelines and the realities of your family.
Clear, transparent conversations — always
Working with clients across India & abroad
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Years of Experience
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Clients Served
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Families Guided
What We Do
Financial planning built around your goals.
Nine focused areas of work. One advisor who takes responsibility for the whole picture — so the pieces actually fit together.
Mutual Fund Planning
Schemes chosen on merit — diversification, costs, consistency — not on what is popular in the market that quarter.
Insurance Planning
Right-sized term, health and critical-illness cover. Nothing pushed. Only what your family actually needs.
Retirement Planning
A practical, milestone-by-milestone plan so the second half of your career feels as steady as the first.
Child Education Planning
Save for your child's education without putting your own retirement on hold. Both matter.
Portfolio Review
An honest, second opinion on what you already hold — fund overlap, tax drag, gaps and things worth cleaning up.
Risk Management
We talk about what can go wrong — illness, job loss, market shocks — and build the cushions before they're needed.
Wealth Preservation
Helping families protect what they've built and pass it on with clarity, not paperwork chaos.
NRI Investment Planning
If you live abroad, we make Indian investments, taxation and repatriation feel uncomplicated again.
Our Clientele
Trusted by professionals from India's leading organizations.
Our clients include professionals, business owners and families who value experience, transparency and thoughtful financial guidance.
- Microsoft
- Wipro
- IndiGo
- Air India
- TCS
- American Express
- KPMG
Professionals and families we have worked with
- Doctors
- Engineers
- Architects
- Builders
- Cricketers
- Motivational Speakers
- Business Owners
- NRIs
- IIT Alumni
- Directors & CXOs
Founder
Rajesh Kumar
24+ years · Financial Advisor
About Rajesh Kumar
24 years of helping people make better financial decisions.
Rajesh Kumar has spent more than two decades in the financial services industry, sitting across the table from individuals, families and senior professionals as they think through their investments and protect what they have built.
Over the years he has worked with people from very different walks of life — corporate leaders, entrepreneurs, doctors, engineers and small business owners. Different needs, different timelines, the same patient approach.
Grow N Rise was started with one quiet belief: financial decisions should come from understanding, planning and discipline — never from confusion or short-term noise.
His work begins with listening — to your goals, your worries and the realities of your family — and then turns into a steady, practical plan that he stays close to as life changes.
Speak with RajeshWhy Grow N Rise
Why people stay with us for years.
24+ Years of Experience
Two market decades — bull runs, corrections, regulatory shifts and life changes — already lived through with clients.
Personalised Guidance
Plans are built one family at a time. No copy-paste portfolios, no templated advice.
Transparent Approach
Costs, risks and trade-offs are spoken about openly. You always know what you are paying for and why.
Long-Term Relationships
Most of our clients have stayed for many years. The work continues as your career, family and goals evolve.
Goal-Based Planning
Each rupee is mapped to something real — a home, a child's education, retirement — instead of being one large blur.
Testimonials
In their own words.
Rajesh Sir takes time to understand your goals before suggesting anything. The conversation feels practical and transparent, never rushed.
What I appreciate most is the discipline. Reviews happen on time, calls are returned, and there is no pressure to keep buying new products.
He restructured a portfolio I had built over many years — gently, with explanations at every step. Today it is simpler, cleaner and easier to track.
As an NRI, I always worried about taxation and compliance. Rajesh broke it down patiently and now I feel in control of my Indian investments.
Our family has spoken to several advisors over the years. Grow N Rise is the first one that asked about us before asking about our money.
No big promises, no jargon — just calm, careful guidance year after year. That has counted for a lot in volatile markets.
Insights
Notes from 24 years of conversations.
Financial Mistakes Professionals Should Avoid
The five or six recurring slips we see in high-income portfolios — and the quiet habits that prevent them.
How to Start Planning Your Wealth Early
What to do in your first earning decade. Small, deliberate moves that compound into very different outcomes later.
Mutual Funds: Understanding Long-Term Investing
A plain-English walkthrough of how mutual funds work, what to look for and what to safely ignore.
Preparing for a Comfortable Retirement
A practical, milestone-based way to think about retirement — whether you are 35, 45 or already 55.
FAQ
Questions we hear most often.
We begin by understanding what you are saving for, how soon you need the money and how comfortable you are with short-term ups and downs. Once that is clear, the actual product choice — mutual funds, debt, insurance — becomes much simpler. The first step is always a conversation, not a recommendation.
A useful starting point: enough term cover to replace your income and clear major liabilities, plus a separate health policy that does not depend on your employer. The exact numbers vary by age, family situation and existing assets — which is why we never quote a one-size-fits-all figure.
Mutual funds are useful when you have time on your side and are comfortable that values will move up and down along the way. They are not a substitute for an emergency fund or short-term savings. The right answer depends on your goal, not on the product itself.
Begin with two numbers — how much you would like to spend each month after you stop working, and how many years that needs to last. Working backwards from there into monthly investments, with realistic return assumptions, gives you a plan that is actually usable. We do this exercise with every client.
Yes. We work with NRI clients across the Gulf, UK, US, Singapore and elsewhere — handling NRE/NRO investments, tax-efficient structures, repatriation and goal-based planning, fully within Indian regulations.
A first conversation
Let's talk — before you decide anything.
The first call is free and has one purpose: to understand where you are and what would actually help. No pitch, no paperwork.
Get in touch
Let's start the conversation.
Share a few details. Rajesh will get back to you personally — usually within 24 hours. If you prefer WhatsApp, you can also message us directly.
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Phone+91 98116 78175
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Emailgrownrise@gmail.com
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Instagram@grownrise
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LocationGurgaon, India